Terms.
The terms for using this website and joining the waitlist.
Last updated 10 October 2026
Who we are
arrio is a product of Base Technologies BV. Write to us at hello@arrio.money.
This website
It describes arrio and the app we’re building. Features, screens and timings, like card delivery in 14 to 21 working days, can change before and after launch.
Examples
Names, numbers, amounts and receipts shown on this site are examples. They aren’t real people or real accounts.
The waitlist
Joining is free. It doesn’t open an account and isn’t an offer of one. Whether you can open an account depends on the checks in the app at the time, including your Ghana Card and a selfie.
One text
We’ll text the number you give us once, when your invite is ready.
Your number
Only add a mobile number that’s yours, or that you’re allowed to use.
Fair use
Don’t try to break, overload or scrape the site or the waitlist.
Not advice
Nothing on this site is financial advice.
Our name and work
The arrio name, logo, patterns, designs and words on this site belong to Base Technologies BV. Please ask before you use them.
Availability
We work to keep the site accurate and running, but we provide it as it is and can’t promise it will always be available or free of errors. Nothing in these terms limits rights you have under Ghanaian law that can’t be limited.
Privacy
How we handle your number is in our privacy notice.
Law
These terms are governed by the laws of Ghana.
Changes
We may update these terms. The date at the top shows the current version.