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Savings

Put it in a pot.

Make a pot for rent, school fees or December. Take money out any time, or lock a pot until a date.

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Pots

Rent. December. Kakra.

One pot for each thing you’re saving for, each with its own rules.

Rent
GH₵ 4,200.00
Withdraw any time
December
GH₵ 1,500.00
Gets 10% of every salary · unlocks 1 Dec
Kakra
GH₵ 620.00
GH₵ 20 a day · 31 days in a row

Kakra saves a fixed amount every day. GH₵ 20 a day adds up to GH₵ 7,300 in a year.

Payday rules

Split your salary on payday.

Set your rules once. When your salary lands, arrio moves fixed amounts or percentages into your pots and your joint account. The rest stays in your cedi account.

Salary from Akoma StudioToday, 08:00
GH₵ 6,184.36
RentPot · fixed amount
1,400.00
DecemberPot · 10% of salary
618.44
KakraPot · fixed amount
600.00
Home with KwameJoint account · fixed amount
500.00
Cedi accountThe rest
3,065.92
Everything in Savings

Pots, rules and Kakra.

Withdraw any time

Move money back to your cedi account whenever you need it.

Lock until a date

Lock a pot until a date, like 1 December, so it’s there when it counts.

Kakra

Save a fixed amount every day. GH₵ 20 a day adds up to GH₵ 7,300 in a year.

Payday rules

Fixed amounts or a share of your salary, moved into your pots the moment it lands.

Joint accounts

A shared account with its own number, like Home with Kwame. You each get a card.

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