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Payments

Pay anyone by name.

Search by name, @tag, phone number or account number. See the registered name before you send. Take it back within 10 seconds.

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How it works

Search. Check. Send.

Search for anyone, check their registered name, then hold to send.

The Payments screen: search by name, @tag, number or account, with a payment request from Efua.

Search by name or @tag

Requests at the top. Everyone you’ve paid, one tap away.

The Check and send screen shows the registered name, KOFI MENSAH ASANTE, before you pay GH₵ 150.00.

Their registered name first

Checked with MTN MoMo or their bank, before you send.

After sending GH₵ 150.00, a 10-second countdown to take it back, and where the money is.

10 seconds to take it back

Then every step, with the time, until it lands.

Everything in Payments

More ways to pay.

Send

To bank accounts and MoMo wallets in Ghana, by name, number or account.

@tags

Pay anyone on arrio by their @tag, like @efua.

Request

Ask anyone for money. People without arrio get a link by SMS.

Split a bill

Share the cost and everyone gets a request for their part.

Scan to pay

Scan any GhQR code to pay in shops and markets.

Take it back

Changed your mind? You have 10 seconds after you send.

Receipts

Every payment has a receipt with a QR code. Anyone can check it.

Join the waitlist.

Leave your number. We’ll text you once, when your invite is ready.

How we use your number