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Security

Check any receipt. Freeze your card. Talk to a person.

Built into every arrio account, from the day you open it.

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Proof

Don’t trust the screenshot.
Check the receipt.

Every arrio receipt and statement has a QR code, a reference and a pattern drawn from it. Anyone can check them, with or without the app.

Check a receipt

Scan the code on the receipt with your phone camera. It opens this check with the reference filled in. Or type the reference:

Genuine arrio receipt
Drawn from ARR-0910-8K2MCompare with the receipt
AmountGH₵ 150.00
ToK••• A•••••
WalletMTN MoMo · 024 ••• 3381
Paid9 Oct 2026, 13:05
StatusLanded at 13:05:14

Anyone can check a receipt here, with or without the app.

Statement · Jul to Sep 2026Ama Mensah · 1001 2486 3307
1 SepAkoma Studio+6,184.36
1 SepRent pot−1,400.00
3 SepKoala, Osu−86.40
Signed by arrio. Scan to check, or enter ARR-ST-7Q41.

Signed statements

A PDF for any period, signed by arrio. Banks, embassies and landlords scan its QR code to check it’s genuine.

My MoMo top-up is stuck
Esi, arrio supportThanks, Ama. I’m looking at your account now.

A person, in the app

Chat from Help. A person from arrio reads every message and replies there.

Your account

How we protect your account.

Registered name first

Before you send, arrio shows the name on their bank account or MoMo wallet.

10 seconds to take it back

Sent it to the wrong person? Cancel within 10 seconds.

Your face and your Ghana Card

When you open an account, we compare a selfie with the photo on your card.

A six-digit passcode

To open the app and approve payments.

Freeze your card

From the app, the moment you need to. Turn online payments off too.

Signed statements

PDF statements signed by arrio. Banks, embassies and landlords scan the QR code to check them.

A person, in the app

Chat from Help. A person from arrio reads every message and replies there.

We never ask for your passcode

Not by phone, SMS or chat. Anyone who asks for it is not arrio.

Join the waitlist.

Leave your number. We’ll text you once, when your invite is ready.

How we use your number